THIS WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a growing decline in its presence. Driven by the explosion of online and mobile banking, consumers are increasingly relying to virtual channels for their financial needs. This shift has caused to a decrease in branch establishments, and many institutions are consolidating existing branches to optim

Free cash flow (FCF) is a crucial metric for investors and business owners alike. It reflects the actual cash earned by a company after accounting for its operating expenses and capital expenditures. A strong FCF position can signal a healthy and sustainable business, capable of investing. Understanding how to assess FCF and optimally managing it